Payments are not finalized until payment authorization process has been completed. Network connection interruption or closing the web page or browser prior to authorization completion will result in the system not to be able to complete the order or may void the transaction.
We do not keep customers' full credit or debit card details. Our servers do not store or transmit any credit or debit card data. When you enter a credit or debit card on our website, it is encrypted and sent directly from your browser to our payment processor, who then sends us a token which we reference for future transactions. The token is meaningless to any outside party. At no time do we have access to your full credit or debit card details. Details we do store, such as the last four digits of the credit or debit card number, are encrypted and protected.
During the payment verification process, we may decline your payment and ask you to resubmit your billing information and card details, so they match what your credit or debit card company has on file.
In some situations, we may ask you to use a different form of payment.
Once your payment has passed the verification process, we will attempt to charge your credit or debit card. If the sale is declined, you may need to contact your card company or bank to resolve the issue.
Common reasons for a declined payment include:
• The billing address provided does not match the address on file with your bank,
• Credit or debit card company needs authorization prior to completing the transaction,
• You have reached the daily withdrawal or purchase limit,
• There are not sufficient funds in the account, or
• Your credit limit has been exceeded.
All declined cards will show the amount pending on your bank statement. These normally will fall off within 24hrs of the attempted purchase, however, this is solely based on your banks processing times.
If you have multiple payment attempts that are declined, each attempt will show on your statement and may affect the funds available in your account until your bank releases the funds back to you.
Credit or debit card issuer may charge foreign transaction fees when you make an online purchase.
Please check with your card issuing bank regarding additional services charges applied by your bank.
Any service charges imposed by your banks are not reflected in the order value on the website.
The additional charges may non-refundable in the case of cancellation, You may wish to consult with your card issuing banks before making the order.
You may choose to make payments by credit or debit card without log-in to PayPal account.
You can also make payments with the balance in your PayPal account without credit or debit card, but you need to register as a PayPal member.
You can transfer money from your local bank account to PayPal account through your cross bank transfer service.
For more information on PayPal, please visit the PayPal website
Settlement will be performed when you complete order.